As a parent and homeowner, there’s about a million things on my to-do list in varying degrees of importance. From priming and painting the divots in the wall to getting kids’ physicals done so they’re eligible for fall sports to that oil change that’s so overdue that my engine might seize at any second (it happened to one of the kids!) to the never ending trips to the grocery store. You get it. Even as I check things off my to-do list, I realize that the list will never be complete. Some of these have been made a heck of a lot easier with things like the ability to email our doctor to make the appointment (for some reason, I’m so much better at this than I am at the phone call). Or, having your mechanic a five-minute walk away so there’s none of that driving two cars to leave one nonsense (it really is amazing; never thought “live walking distance to mechanic” would be part of my criteria for home-buying).
Another one that’s high on the priority list for parents (but sort of unpleasant to think about) is life insurance. I mean, you’re talking about what would happen in the event of your death after all. This hits closer to home for my family as Steve lost his first wife, and was confronted with this in a very real way.
Shannon had life insurance, so that when she passed away and their life was thrown into upheaval, being financially sound as a single parent of four wasn’t another thing to add to Steve’s (long) list of worries during a time of grief. It gave him the financial flexibility to sell the house where they lived and buy one closer to his work, shortening his commute by over an hour so that he wouldn’t be so far from his kids during the day. Lindsey was only two at the time. They could take that trip to Florida that Shannon had planned without worrying so much about the dollars and cents of it. I can’t imagine the added burden of money-stress on top of the loss of one’s spouse.
Anyone with a family should have life insurance, but not everyone does. Part of the reason people put off getting coverage is the reputation it has for being a tedious affair. Steve and I are both covered and I vaguely remember the process. It was not quick or easy. It took a good chunk of paperwork and time – from start to finish was a few weeks. There was also a medical examiner coming to our house to do physicals on us both. So, not something easily checked off the list, if you will.
Well, all that’s changed with Haven Life. They take a multi-week, multi-step process and simplify it to an easy online experience. It’s both affordable and reliable and, in some cases, can be finalized without a medical exam, based on answers in your application. Say what? A healthy 35-year-old woman could purchase a 20-year, $500,000 policy starting at about $19 per month.
If you’re thinking that it sounds a little too good and simple to be true (so was I!), here’s some more: Haven Life is backed and owned by MassMutual, a leading life insurer with a long history of financial strength. This video explains it all in a succinct way. Basically, it really is that simple to purchase life insurance to protect your family. So, what are you waiting for? Check it off that list!
This post is sponsored by Haven Life but opinions are my own. Thank you for reading!
Haven Term is a Term Life Insurance Policy (ICC15DTC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111 and offered exclusively through Haven Life Insurance Agency, LLC.